With a good monthly budget in place, you can be sure that you’re spending responsibly, staying within your means, and working towards your financial goals by being able to make the most of the money you have. Once you’ve established a budget, it is important to review and adjust it regularly to reflect changes in your income or expenses. You can then use this information to set up an action plan for future spending, and (hopefully) saving. This will help you identify any areas where you can earn more income, or cut back / save money on expenses. To create a monthly budget, start by tracking all of your expenses and your income over the course of one month. You could also use coloured paper for a more personalised style (I love using brown paper!). Although 80gsm paper is adequate for most day to day uses, I recommend printing on paper that’s at least 100gsm for the best results, and 120gsm if displaying the printable. A monthly budget worksheet with the same categories as the family budget planner. Note: This template is available in both A4 and Letter sizes, as a pdf template. Download free Excel Budget Templates for creating family, personal.
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